How to Waive out or Enroll in the University Health Plan:
- Log into Navigator.
- On the Student Homepage, click on "Financial Account".
- On the menu on the left-hand side of the screen, click on "Student Health Insurance."
- NOTE: Check to see that pop-up blockers are disabled.
- On the University Health Plans home page, click on the link to "Waive out of the Salem State University Health Plan" or "Enroll online in the Salem State University Health Plan."
CAUTION: If you choose to waive out, you must enter your insurance information for proof of insurance.
DEADLINES (enroll in or waive out of Health Insurance)
- Fall 2019: September 27
- Spring 2020: February 21
IMPORTANT: To comply with state law, all newly admitted students or students who are registered for at least 75 percent of a full course load for the Annual 2019-2020 plan MUST go online to either waive out of or enroll in the Annual insurance plan no later than the deadline date of September 27, 2019. The deadline date to waive out of or enroll in the spring insurance plan is February 21, 2020.
Information on how to waive out of the Salem State University Student Health Plan (view the PDF version here): To waive out of the Salem State Student Health Plan, you will be asked to provide information on your insurance coverage.
To be eligible to waive out of the plan, you must be currently enrolled in a health insurance plan with comparable coverage either as a dependent (on parent’s or spouse’s plan), or through a plan you have at your place of employment or have purchased yourself.
Please note: MassHealth Limited, Health Safety Net and Children’s Medical Security Plan are not acceptable plans. Once information is provided, a credit will be reflected on your account within three to four business days as waiver health insurance -$3,444 for the fall term and waiver health insurance -$2,016 for the spring term. The deadline for waiving out of the student accident and sickness insurance plan is September 27, 2019 for fall and February 21, 2020 for spring.
Information on how to enroll online in the Salem State University Student Health Plan: To enroll online in the Salem State Student Health Plan, you must confirm your acceptance of the plan. You will be assigned a Member ID number and your name will be submitted to Blue Cross Blue Shield to be added to the doctor and pharmacy databases. An insurance card will be mailed to you within 10-11 business days. The deadline for enrolling in the annual student accident and sickness insurance plan is September 27, 2019 and for the spring term insurance plan is February 21, 2020.
2019/2020: MassHealth Premium Assistance for Student Health Insurance Plan: If you are covered by MassHealth (other than MassHealth Limited, Health Safety Net or Children’s Medical Security Plan), you are required to enroll in the Student Health Insurance Plan (SHIP) and have the premium paid by MassHealth Premium Assistance if you are approved. To see if you are eligible to waive the SHIP fee, select the Waiver Form and follow the prompts.
Massachusetts law regarding Student Health Insurance
Massachusetts state law requires that all students enrolled in at least 75 percent of their program's full-time course load at an institution of higher learning in Massachusetts must participate in a Student Health Insurance Program (SHIP) or in a health insurance plan with comparable coverage.
Massachusetts colleges and universities are required to sponsor a health plan for students who do not have health insurance. A charge is added to a student's account in the fall term based on the criteria mentioned above. The Salem State University Student Health Plan is provided by Blue Cross Blue Shield and administered by University Health Plans. The premium for the Annual 2019-2020 plan is $3,444 and the policy is in effect from August 1, 2019, through July 31, 2020.
If you are a new or returning student who did not meet the insurance criteria in the fall term but have enrolled in at least 75 percent of your program's full-time course load for the spring term, you will be charged $2,016. The policy is in effect from January 1, 2020 through July 31, 2020.
If you have any questions about health insurance waivers or billing, please contact the Student Navigation Center at 978.542.8000. For questions about the Salem State University Student Health Plan, please contact University Health Plans at 1.800.437.6448 or counseling and health services at 978.542.6410.